Time Note

                              TIME NOTE

     FOR VALUE RECEIVED, the undersigned jointly and severally

promise to pay to the order of _, the sum of _ [$_] Dollars,

payable with interest thereon at the rate of _% per annum on

the unpaid balance.

     The entire sum of principal and accrued interest shall be

fully payable on _, 20_.

     In the event of default, the undersigned agree to pay all

reasonable attorney fees and costs of collection.

    Signed under seal this _ day of _, 20_.

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